:root{--color-primary:#e51b23;--color-primary-hover:#c9161d;--color-primary-active:#a91319;--color-focus:#1769e0;--color-success:#18794e;--color-warning:#9a6700;--color-error:#c62828;--background:#fff;--surface:#fff;--surface-muted:#f5f6f7;--surface-strong:#17191c;--text-primary:#17191c;--text-secondary:#5b6068;--border:#e1e4e8;--border-strong:#c9cdd3;--space-1:4px;--space-2:8px;--space-3:12px;--space-4:16px;--space-5:20px;--space-6:24px;--space-8:32px;--space-10:40px;--space-12:48px;--space-16:64px;--space-20:80px;--radius-sm:10px;--radius-md:16px;--radius-lg:24px;--shadow-card:0 12px 36px #17191c14;--font-sans:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-size-caption:12px;--font-size-small:14px;--font-size-body:16px;--font-size-lead:clamp(18px, 2vw, 21px);--font-size-h3:clamp(20px, 2.2vw, 24px);--font-size-h2:clamp(28px, 4vw, 42px);--font-size-h1:clamp(36px, 5vw, 56px);--font-size-display:clamp(42px, 7vw, 72px);--line-tight:1.05;--line-heading:1.15;--line-body:1.6;--content-width:1180px;--content-narrow:780px;--gutter:clamp(16px, 4vw, 32px);--z-skip:100}*{box-sizing:border-box}html{background:var(--background);color:var(--text-primary);scroll-behavior:smooth}body{min-width:320px;font-family:var(--font-sans);font-size:var(--font-size-body);line-height:var(--line-body);-webkit-font-smoothing:antialiased;margin:0}a{color:inherit;text-underline-offset:3px}button,a{-webkit-tap-highlight-color:transparent}button{font:inherit}img{max-width:100%;height:auto}:focus-visible{outline:3px solid var(--color-focus);outline-offset:3px;border-radius:4px}.site-shell{width:min(100%, calc(var(--content-width) + 2 * var(--gutter)));padding-inline:var(--gutter);margin-inline:auto}.skip-link{z-index:var(--z-skip);background:var(--surface-strong);color:#fff;border-radius:var(--radius-sm);padding:10px 14px;position:fixed;top:8px;left:8px;transform:translateY(-150%)}.skip-link:focus{transform:translateY(0)}.co-brand-header{border-bottom:1px solid var(--border);background:#fffffff5}.header-inner{justify-content:space-between;align-items:center;gap:var(--space-6);min-height:80px;display:flex}.co-brand{align-items:center;gap:var(--space-3);white-space:nowrap;min-height:48px;text-decoration:none;display:inline-flex}.myinsur-logo{width:148px;height:auto;display:block}.brand-cross{color:var(--text-secondary);font-size:24px;font-weight:300}.alfa-wordmark{color:var(--color-primary);letter-spacing:-.02em;font-size:17px;font-weight:750}.public-nav{align-items:center;gap:clamp(12px,2vw,28px);display:flex}.public-nav a,.footer-links a{align-items:center;min-height:44px;font-weight:600;text-decoration:none;display:inline-flex}.public-nav a:hover,.footer-links a:hover,.text-link:hover{color:var(--color-primary)}.page-main{min-height:65vh;padding-block:clamp(40px,7vw,88px)}.hero{grid-template-columns:minmax(0,1.25fr) minmax(260px,.75fr);align-items:center;gap:clamp(32px,6vw,72px);padding-block:clamp(8px,3vw,32px) clamp(64px,9vw,112px);display:grid}.hero-copy{max-width:760px}.eyebrow{margin:0 0 var(--space-3);color:var(--color-primary);font-size:var(--font-size-caption);letter-spacing:.11em;text-transform:uppercase;font-weight:800}.display-title,h1,h2,h3{letter-spacing:-.035em}.display-title{max-width:780px;font-size:var(--font-size-display);line-height:var(--line-tight);margin:0}h1{font-size:var(--font-size-h1);line-height:var(--line-tight);margin:0}h2{font-size:var(--font-size-h2);line-height:var(--line-heading);margin:0}h3{font-size:var(--font-size-h3);line-height:var(--line-heading);margin:0}.hero-description,.lead{color:var(--text-secondary);font-size:var(--font-size-lead);line-height:1.5}.hero-description{max-width:680px;margin:var(--space-6) 0 0}.action-row{gap:var(--space-3);margin-top:var(--space-8);flex-wrap:wrap;display:flex}.button{border-radius:var(--radius-sm);cursor:pointer;border:1px solid #0000;justify-content:center;align-items:center;min-height:48px;padding:11px 20px;font-weight:750;text-decoration:none;display:inline-flex}.button-primary{background:var(--color-primary);color:#fff}.button-primary:hover{background:var(--color-primary-hover)}.button-primary:active{background:var(--color-primary-active)}.button-secondary{background:var(--surface);color:var(--text-primary);border-color:var(--border-strong)}.button-secondary:hover{background:var(--surface-muted)}.button-disabled{background:var(--surface-muted);color:var(--text-secondary);border-color:var(--border);cursor:not-allowed}.hero-visual{border-radius:var(--radius-lg);background:var(--surface-muted);align-content:center;place-items:center;gap:var(--space-3);min-height:300px;padding:var(--space-8);text-align:center;display:grid;position:relative;overflow:hidden}.hero-visual:before{content:"";border:44px solid var(--color-primary);opacity:.08;border-radius:50%;width:180px;height:180px;position:absolute;top:-54px;right:-52px}.hero-visual span{font-size:clamp(20px,3vw,28px);font-weight:800}.hero-visual span:last-child{color:var(--color-primary)}.hero-visual strong{color:var(--text-secondary);font-size:34px;font-weight:300}.section{padding-block:var(--space-16);border-top:1px solid var(--border)}.section-heading{max-width:var(--content-narrow);margin-bottom:var(--space-10)}.section-heading>p:not(.eyebrow),.widget-heading>p:not(.eyebrow),.product-card p,.prose-block p,.partner-disclosure p,.error-state p{color:var(--text-secondary)}.product-grid{gap:var(--space-5);grid-template-columns:repeat(3,minmax(0,1fr));display:grid}.product-card{border:1px solid var(--border);border-radius:var(--radius-md);background:var(--surface);min-width:0;min-height:300px;box-shadow:var(--shadow-card);flex-direction:column;align-items:flex-start;padding:clamp(22px,3vw,30px);display:flex}.product-card.is-disabled{box-shadow:none;background:var(--surface-muted)}.product-card h3{margin-top:var(--space-5)}.product-card p{margin:var(--space-4) 0 var(--space-6);flex:1}.badge{color:var(--color-primary-active);font-size:var(--font-size-caption);background:#fff0f0;border-radius:999px;padding:5px 9px;font-weight:800;display:inline-flex}.text-link{min-height:44px;color:var(--color-primary);align-items:center;font-weight:800;text-decoration:none;display:inline-flex}.info-band{margin-block:var(--space-16);border-radius:var(--radius-lg);background:var(--surface-strong);color:#fff;gap:var(--space-10);grid-template-columns:1fr 1fr;padding:clamp(28px,5vw,52px);display:grid}.info-band .eyebrow{color:#ff7a7f}.info-points{gap:var(--space-5);display:grid}.info-points p{gap:var(--space-1);margin:0;display:grid}.info-points span{color:#c7cbd0}.partner-disclosure{margin-top:var(--space-10);border-left:4px solid var(--color-primary);border-radius:0 var(--radius-md) var(--radius-md) 0;background:var(--surface-muted);padding:clamp(22px,4vw,32px)}.partner-disclosure h2{font-size:var(--font-size-h3)}.partner-disclosure 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p:last-child{margin-bottom:0}.widget-content{background:var(--surface-muted);min-height:220px;padding:clamp(22px,4vw,32px)}.loading-state{gap:var(--space-4);padding-block:var(--space-4);display:grid}.skeleton{background:linear-gradient(90deg,#e3e5e8 25%,#f0f1f2 50%,#e3e5e8 75%) 0 0/200% 100%;border-radius:999px;width:100%;height:18px;animation:1.4s ease-in-out infinite skeleton}.skeleton-title{width:54%;height:28px}.skeleton-short{width:72%}@keyframes skeleton{0%{background-position:200% 0}to{background-position:-200% 0}}.error-state{gap:var(--space-5);border:1px solid var(--border);border-radius:var(--radius-lg);background:var(--surface);grid-template-columns:auto 1fr;max-width:760px;padding:clamp(24px,5vw,40px);display:grid}.error-mark{width:44px;height:44px;color:var(--color-error);background:#fff0f0;border-radius:50%;place-items:center;font-size:22px;font-weight:900;display:grid}.error-state h2{font-size:var(--font-size-h3)}.legal-grid{gap:var(--space-5);grid-template-columns:repeat(2,minmax(0,1fr));display:grid}.entity-details,.prose-block{border:1px solid var(--border);border-radius:var(--radius-md);background:var(--surface);padding:clamp(22px,4vw,32px)}.entity-details h2,.prose-block h2{font-size:var(--font-size-h3)}.entity-details dl{margin:var(--space-5) 0 0}.entity-details dl div{padding-block:var(--space-3);border-top:1px solid var(--border)}.entity-details dt{color:var(--text-secondary);font-size:var(--font-size-small)}.entity-details dd{margin:var(--space-1) 0 0;overflow-wrap:anywhere;font-weight:700}.muted,.legal-copy{color:var(--text-secondary);font-size:var(--font-size-small)}.legal-footer{margin-top:var(--space-10);padding-block:var(--space-10);border-top:1px solid var(--border);background:var(--surface-muted)}.footer-grid{gap:var(--space-10);grid-template-columns:minmax(0,1fr) auto;align-items:start;display:grid}.footer-grid>div{max-width:620px}.footer-grid p{margin-bottom:0}.footer-links{column-gap:var(--space-6);grid-template-columns:repeat(2,auto);display:grid}.global-error{max-width:680px;min-height:100vh;font-family:var(--font-sans);place-content:center;margin:auto;padding:24px;display:grid}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (max-width:900px){.header-inner{padding-block:var(--space-4);align-items:flex-start;gap:var(--space-2);flex-direction:column}.public-nav{scrollbar-width:thin;width:100%;overflow-x:auto}.hero{grid-template-columns:1fr}.hero-media{order:-1}.hero-visual{min-height:220px}.product-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.info-band{grid-template-columns:1fr}}@media (max-width:600px){:root{--gutter:16px}.co-brand{gap:9px;width:100%}.myinsur-logo{width:120px}.alfa-wordmark{white-space:normal;font-size:15px}.public-nav{gap:var(--space-4)}.public-nav 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